Checking

CHECKING

We offer a variety of checking products to meet every customers needs. At, The Claxton Bank, or the Friendly Bank, we go the extra mile to make you feel welcome at YOUR community bank. All Accounts come with a Free Visa© Check Card/ATM card, Free Online, and Free eStatements.

Click here to find out what to bring with you to open a new account.

Please bring the following items with you:

Drivers License
Social Security Card or a Copy (Desired for all accounts, required for interest bearing accounts)
Proof of Physical Address
- If the physical address is correct on your Drivers License that will suffice.
- If not, a recent power bill, water bill, lease, etc. with the correct physical address is needed. (Other types of verification are excepted contact us for additional ways to verify your physical address.)

To streamline the process, click on the link below to start the application process now!

Click here to apply for a checking or savings account.

Comparison Overview
eBonus
CHECKING
CareFree
CHECKING
Regular
CHECKING
Regular NOW
Account
The Claxton
CLUB
Senior
CHECKING

Minimum Opening Deposit	$100	$50	$50	$1,500	$1,000	$50
Monthly Service Fee	FREE	$6.50	$4	$6	FREE	FREE
TCB ATM Transactions	FREE	FREE	FREE	FREE	FREE	FREE
FREE Visa© Check Card
FREE Online Banking
FREE Telephone Banking
eStatements
Interest Bearing
Age Requirement					50+	62+
FREE Cashier Checks
ATM Reimbursement*

*ATM reimbursement on Non-TCB ATMs only. See eBonus for account qualifiers.

FREE checking that pays you high interest! We offer the best interest rate with the most benefits of any bank in Evans County!

By simply completing twelve debit card transactions per cycle, having at least one reoccurring direct deposit or automatic draft and access TCB's Online Banking once per cycle you are eligible for:

1.01% APY on Balances up to $50,000
NO monthly maintenance fee
NO minimum balance (Minimum Opening Deposit Requirement of $100 still applies)
FREE eStatements
FREE ATM usage worldwide - $20.00 Maximum in ATM fees refunded for each cycle
FREE Internet Banking & Bill Pay
FREE Visa© Check Card
FREE Telephone Banking
Same day service on check orders
Current NOW account interest rate of .05% and APY of .05% paid on amounts above $50,000 each cycle the qualifiers are met

1.01% Annual Percentage Yield (APY) accurate as of 12/11/2012 and subject to change. eStatement are required, if they are not accepted within 60 days the account will be converted to our CareFree Checking Account.
Our current NOW interest rate of.05% & APY of.05% paid on account balance if qualifiers are not met in monthly cycle. $100.00 initial deposit is required to open the account. ATM transactions do not count towards 12 debits per cycle to qualify

One low monthly service fee of $6.50, and you get CareFree Checking, a checking account that lets you worry about the rest of your life.

Not about your balance, how many debits you have made, etc. When your banking is simple you can live simple.

$50 opening balance required
NO Minimum balance required
Convenient flat monthly maintenance fee of $6.50

Do you have $500? If you maintain a daily balance of $500, our Regular checking is right for you, by maintaining this balance your monthly service fee and per debit charge are dropped.

$50 opening balance required
FREE checking if you maintain a daily balance of $500
If balance drops below minimum requirement, a monthly maintenance fee of $4 + $.10 per debit will be charged

Would you like to earn interest without all of the hassles, just maintain a $1,500 balance and get interest for sitting back and relaxing.

$1,500 opening balance required
If balance drops below minimum requirement, a monthly maintenance fee of $6 + $.25 per debit will be charged

Be a part of our Club! Checking Club designed for persons age 50+ exclusively.

$1,000 opening balance required
NO monthly maintenance fee
Unlimited check writing
FREE Cashier's Checks
The account has a minimum daily balance of $1,000 and does not earn interest in the month the daily ledger balance falls below $1,000

Checking designed to go hand in hand with the simplicity and relaxation of retirement. Exclusive for persons 62+.

$50 opening balance required
NO monthly maintenance fee
NO minimum balance required