Checking Accounts

• $50.00 opening balance required
• No maintenance fee unless average daily balance falls below $500.00
• If balance drops below minimum requirement, there is a maintenance fee of $4.00 plus a service charge of $.10 per debit

- Student Checking

• $50.00 opening balance required
• No monthly maintenance fee
• No minimum balance required

- Carefree Checking

• $50.00 opening balance required
• Flat monthly maintenance fee of $6.00
• No minimum balance required

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- Regular Now Account

• $1,500.00 opening balance required
• If the average daily balance falls below $1,500.00, there is a maintenance fee of $6.00 plus a service charge of $.18 per debit
• Interest rate varies according to market conditions

- The Claxton Club

• Checking designed for persons age 50 or over
• Minimum opening balance of $1000.00
• Interest rate and annual percentage yield may change at any time
• Interest will be compounded monthlyand will be credited to your account each month
• With unlimited checkwriting, no monthly maintenance fee and no per check charge, the account has a minimum daily balance of $1000.00 and does not earn interest on days the average daily ledger balance falls below $1000.00

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- Regular Checking "Senior"

• $50.00 opening balance required
• No monthly maintenance fee
• No minimum balance required

- Commercial Checking

• $500.00 opening balance required
• No maintenance fee unless average daily balance falls below $500.00
• If balance drops below minimum requirement, there is a maintenance fee of $5.00 per month plus a service charge of $.10 per debit

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