Checking Accounts

eBonus Checking - Regular Checking - Student Checking - Carefree Checking - Regular Now Account

The Claxton Club - Regular Checking "Senior" - Commercial Checking


FREE checking that pays you high interest! We offer the best interest rate with the most benefits of any bank in Evans County!

By simply electing to receive electronic statements, completing twelve debit card transactions per cycle, having at least one reoccurring direct deposit or automatic draft and access TCB’s Online Banking once per cycle you are eligible for:

  • 3.25% APY* on Balances up to $50,000
  • NO monthly maintenance fee
  • NO minimum balance
  • FREE ATM usage worldwide**
  • FREE Internet Banking & Bill Pay
  • FREE Visa Check Card
  • FREE Bank-by-Phone
  • Same day service on check orders
  • Current NOW account interest rate of .05% and APY of .05% paid on all amounts above $50,000 each cycle the qualifiers are met

*3.25% Annual Percentage Yield (APY) accurate as of 6/10/2010 and subject to change
**$20.00 Maximum in ATM fees refunded for each cycle
^Current NOW account interest rate of .05% and APY of .05% paid on account balance if qualifiers are not met in monthly cycle
^^$100.00 initial deposit is required to open the account.
^^^ ATM transactions do not count towards 12 debits per cycle to qualify

- Regular Checking

  • $50.00 opening balance required
  • No maintenance fee unless average daily balance falls below $500.00
  • If balance drops below minimum requirement, there is a maintenance fee of $4.00 plus a service charge of $.10 per debit

- Student Checking

  • $50.00 opening balance required
  • No monthly maintenance fee
  • No minimum balance required

- Carefree Checking

  • $50.00 opening balance required
  • Flat monthly maintenance fee of $6.00
  • No minimum balance required

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- Regular Now Account

  • $1,500.00 opening balance required
  • If the average daily balance falls below $1,500.00, there is a maintenance fee of $6.00 plus a service charge of $.18 per debit

- The Claxton Club

  • Checking designed for persons age 50 or over
  • Minimum opening balance of $1000.00
  • Interest rate and annual percentage yield may change at any time
  • Interest will be compounded monthlyand will be credited to your account each month
  • With unlimited checkwriting, no monthly maintenance fee and no per check charge, the account has a minimum daily balance of $1000.00 and does not earn interest in the month the average daily ledger balance falls below $1000.00

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- Regular Checking "Senior"

  • $50.00 opening balance required
  • No monthly maintenance fee
  • No minimum balance required
  • Checking designed for persons aged 62 and over

- Commercial Checking

  • $500.00 opening balance required
  • No maintenance fee unless average daily balance falls below $500.00
  • If balance drops below minimum requirement, there is a maintenance fee of $5.00 per month plus a service charge of $.10 per debit

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