Checking Accounts

  • $50.00 opening balance required
  • No maintenance fee unless average daily balance falls below $500.00
  • If balance drops below minimum requirement, there is a maintenance fee of $4.00 plus a service charge of $.10 per debit

- Student Checking

  • $50.00 opening balance required
  • No monthly maintenance fee
  • No minimum balance required

- Carefree Checking

  • $50.00 opening balance required
  • Flat monthly maintenance fee of $6.00
  • No minimum balance required

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- Regular Now Account

  • $1,500.00 opening balance required
  • If the average daily balance falls below $1,500.00, there is a maintenance fee of $6.00 plus a service charge of $.18 per debit
  • Interest rate varies according to market conditions

- The Claxton Club

  • Checking designed for persons age 50 or over
  • Minimum opening balance of $1000.00
  • Interest rate and annual percentage yield may change at any time
  • Interest will be compounded monthlyand will be credited to your account each month
  • With unlimited checkwriting, no monthly maintenance fee and no per check charge, the account has a minimum daily balance of $1000.00 and does not earn interest on days the average daily ledger balance falls below $1000.00

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- Regular Checking "Senior"

  • $50.00 opening balance required
  • No monthly maintenance fee
  • No minimum balance required

- Commercial Checking

  • $500.00 opening balance required
  • No maintenance fee unless average daily balance falls below $500.00
  • If balance drops below minimum requirement, there is a maintenance fee of $5.00 per month plus a service charge of $.10 per debit

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